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People in Britain who are of a certain age will no doubt remember the old halfpenny – a tiny coin which almost seemed lighter than a feather, and was the smallest of all the coins in circulation at that time.

We’ve come a long way in the world since we first started trading cattle for sacks of grain back in the very old days.

A few years ago the idea of doing our banking in any other way than going into our local branch would have been unthinkable. That was when there simply was no other way to do it though, and things have certainly changed since then.

If you are in a good position financially then there is no better time to think about saving money. Unfortunately many people don’t consider this and tend to live for the moment rather than making firm plans for the future.

There is something about the idea of buried treasure that appeals to us all. And if there is money involved – especially that of a bygone age – then our attention is piqued even more.

That might seem like a strange question – after all, if you want to buy something you buy it in your own country. Don’t you?

When people talk about the possibility of buying property in another country, our first thought is probably that they are looking for somewhere nice that they can retreat to when they go on holiday each year.

Living below your means is the way we should all be living. The basic idea is simple – spend less than you earn – but the actual reality of it seems to be something we are not really that familiar with.

Most of us give at least some money to charity every now and again, whether it’s in the form of a regular direct debit going straight out of our bank account, or a few coins from our spare change dropped into a collecting tin held by someone that we see while we are out shopping.

Virtually every business is always looking to increase profits in some way, and sometimes the best way to do that is to start looking further afield for solutions.